Researches Of Teller Operational Risk Management Of CCB

The full opening of the new situation in the financial industry, state-ownedcommercial banks to accelerate the pace of the shareholding system reform, the bankrisk management capability is the core competitiveness of the important part.Financial risk mainly includes three aspects: credit risk, market risk and operationalrisk, three risks are intertwined, compose the main risk of the financial industry.Operational risk is one of the most important and the most basic bank internalmanagement in the work of risk, it is business and banks depend on each other. Inrecent years, operational risk events of banks have repeatedly occurred in operationalrisk to banks has increased, resulting in economic losses and adverse effects level hasexceeded the credit risk and market risk. Moreover, with the proportion of operationalrisk in bank in all kinds of risk is more and more big, how to strengthen the basicmanagement, enhance operational risk identification and control ability, effectiveprevention of operational risk, the establishment of risk prevention mechanism,improve the internal management level, has become an important task and importantsubject which banking industry should improve.The operation of banking risk mainly comes from the counter business. Atpresent, the operational risk of bank counter service is usually composed of front deskoperation errors or omissions due to system, system of missing causes, and presentsthe diversity, complexity, concealment. The case from the now exposed, the counteroperational risk has become the important source of bank risk and managementdifficulties. At present, state owned commercial banks after the shareholding reformare related to the counter operational risk. If counter operational risk control is not good, it may influence the development of management and reputation. This paperexplains the counter operational risk type, status, causes, countermeasures and otheraspects, especially the establishment of a sound counter operational risk managementsystem and improve the counter operational risk internal control system construction,the implementation of measures and counter operational risk management, specificmeasures of innovation of operational risk prevention, strengthen the operational riskculture construction study on the prevention of operational risk, bank business hascarried on the beneficial discussion.