Strategies Study Of The Basic Pension Insurance Fund Investing Capital Market

Government departments are working on the policies of raising the retirement age, delaying the age to receive the basic pension insurance fund, in order to solve the huge pay gap of China’s basic old-age insurance fund during the peak period in the aging population. China’s two trillion basic pension insurance fund assets are continuing to surfer from inflation erosion because government don’t permit the basic pension insureance fund investing capital market. It is one of the important measures to address pay gaps in basic pension insurance fund to select the research of the basic pension insurance fund investing capital market, and actively explore increasing the value of the basic pension insurance fund.The strategies of the basic pension insurance fund investing capital markets to increase the value of the fund are studied. While the studying, literature review, qualitative and quantitative, comparative studies and other research methods are used. The basic old-age insurance funds invests the capital market achiving higher investment income to increase its value under controllable risk. The principle of the unity of the "safe","profitability" and "mobility" must be followed, and a variety of investment tools must be applied to build a portfolio. It is very conducive to the sustainable development of basic pension insurance system, capital markets and social economy that basic pension insurance fund invests capital markets to increase its value. Therefore, the goverments should complete the "top-level design" as soon as possible of the basic pension insurance fund investing capital market.