Study On The Credit Card Business Risk Management Of A Branch Of Bank G

Compared with developed countries, commercial bank credit card business in China started late, but showed a strong development momentum in recent years. It took convenience to the consumer, but also brought huge profits to the bank. However, with the gradual accumulation of credit card business risks and exposures, commercial banks are increasingly aware of the importance of risk management.The thesis describes credit card business risk management of a branch of bank G, which relates to the whole process of credit card business risk management, relevant laws and regulations and risk management measures.The thesis is composed of five chapters. Chapter one introduces the research background, meaning, purpose and research methods, content and research ideas. Chapter two describes the credit card concept, classification, qualifications of credit card business of commercial banks, credit card business risks, and finally describes the development of the credit card industry at domestic and abroad. Chapter three introduces a branch of bank G credit card business profile, operating procedures, the main risk areas and risk management. Chapter four makes suggestions to the risk management of credit card of a branch of bank G. Chapter five is the main conclusions and limitations.This thesis aims to share the credit card risk management theory of international advanced commercial banks and the research reference of credit card business risk management experience of bank G. Hope that the Chinese commercial banks credit card business risk management improve as soon as possible the international advanced commercial banks.