| In any country in the process of economic development, small micro enterprises has an important historical position. Also under the background of economic globalization of China is not exceptional also, thanks to a small number of micro enterprise itself is various, its mode of operation is flexible, low barriers to entry, capable of absorbing many labor and improve the livelihood of the people, promote social harmony, to narrow the gap between the rich and the poor as well as the market economy brings extraordinary innovation power and other significant advantages. Therefore, in the constant deepening of economic system reform in our country and the rapid development of market economy environment under the background of, small micro enterprise has as the backbone of China’s economic and social development. Therefore, research on small micro enterprise will has far-reaching practical significance.At the beginning of2011, the CPC central committee and its subordinate departments under the state council has issued "the nine" before and after,"silver ten", such as policies, to support small micro enterprises benign growth, facilitate the adjustment and optimization of its industrial structure, accelerate the economic development pattern. However, along with the implementation of the policies, about small micro enterprise financing problems with the development of key still restricts the small micro enterprise core competitiveness and economic efficiency. So can effectively solve the question of small micro enterprise financing difficulties, on the one hand, is very important to the healthy development of small micro enterprise, on the other hand also can consistently maintain relations with national economy high speed development. At the same time, this article through to small micro enterprise financing theory combing found both at home and abroad, the domestic and foreign scholars and entrepreneurs on how to ease the small micro enterprises "financing difficulties" theoretical research and practical operation is relatively lag behind. Tianjin small micro enterprise financing problems, the author of this paper, therefore, the study has profound theoretical and practical significance.The research of this paper is based on the existing enterprise financing theory research achievements at home and abroad, on the one hand, respectively, by clarifying the concept of small enterprises in our country, according to industry classification standards and the characteristics of its production and operation; On the other hand, the comprehensive combing for the relevant theories of small micro enterprise financing in China. At the same time, in order to fully understand and grasp the small micro enterprise financing present situation, actively explore to solve the financing bottleneck "in the small micro enterprise development effective way and method, and to promote the benign development of small enterprises in China. This paper in the process of research by Tianjin small micro enterprise (mainly steam water supply and drainage equipment manufacturing co., LTD., Tianjin) and commercial Banks (mainly the Minsheng bank and rare village Banks) as the research background, financial institutions, such as reference for non-listed companies to provide direct financing platform in Tianjin-Tianjin stock exchange transactions, data search and case investigation, using the basic theory of small micro enterprise financing for small micro enterprise financing problems for further study of Tianjin, the small micro enterprise financing present situation in Tianjin as the breakthrough point, fully excavate restrict small micro enterprise financing problems of internal and external factors, targeted put forward proposals and optimization measures to solve this problem, find a suitable for our country and has local characteristics of small micro enterprise financing way, solve the problem of its financing bottleneck, can to a certain extent, reduce the capital market for small micro enterprise development. |
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