Research On Mode Optimization Of Automobile Dealer Financing Bank Of Communications Jilin Branch

With the high-speed development of Chinese automobile industry, theautomobile industry has become the fastest growing one of the industry, the bestefficiency. The huge sales and profits to create abundant settlement, deposit businessresources for the bank, the banks will be the automotive industry as the focus ofsupport, has gradually become the growing point of the various domestic counterpartsnew profit. Bank branch in Jilin province facing the change of automobile dealers inthe fierce market competition, the courage to catching up, play to its geographicaladvantage, around the FAW Group, the car dealer financing to develop popular andAudi brand, has gradually become a new business growth point of Jilin provincebank.Based on the previous collection of relevant information, to the Bank branch inJilin province automobile dealer financing nearly3years to carry out the situationaccording to the actual situation of the Bank branch in Jilin province were analyzed,firstly expounds the mode, process of the whole body of the present developmentsituation of BOC Jilin branch car dealer business and the specific business, one of themain the focus of development based on the automobile dealer financing for thecurrent bank branch in Jilin Province, then the model and process of combing thewhole car dealer financing is necessary; secondly, Bank branch in Jilin Province onthe car dealer financing mode existing problems were further elaborated, at the sametime, the risk management system is not perfect, the car dealer financing creditbusiness the variety is single, organizational settings can not adapt to the car needsdealer financing business development and business process is complicated and other four kinds of problems for further detailed analysis; finally, certainly in Bank ofcommunication Jilin provinces in the business development achieved outstandingresults at the same time, find their own management problems exist, through to theactual operation of the problems existing in the evasive problem into Hand, from theestablishment of effective risk prevention measures; new variety innovation ofautomobile dealer financing; organization adjustment to meet the needs of businessdevelopment; put forward the views of specific solutions to promote four aspects offinancing business car dealer electronic platform construction, promote thedevelopment of traffic bank branch in Jilin province automobile dealer financing thecomprehensive, healthy.Through the development of Bank branch in Jilin province automobile dealerfinancing of the narrative; solution put forward relevant questions and each question,mainly in order to further reduce the risk by management business, to improve thefinancing efficiency of car dealers, to provide a stable financial guarantee for thedevelopment of China’s automobile circulation industry, eventually hope to Bankbranch in Jilin Province in the future market competition to win the initiative, whichis also the location of the actual advice.