Research On Risk Management Improvement Of Gansu Trust Co., LTD

In recent years as the rapid development of social economy in our country, especially the financial sector continued to deepen reform and speed up the pace of opening to the outside world, China’s trust business scale expanding rapidly, thus the trust industry risk is also increasingly outstanding. In order to ensure that the trust company can achieve long-term stability of scientific development, and will depend on the follow up and improve the level of risk management. Because of the complexity of the trust business and comprehensive, and the source of risk points more, thus the trust business risk is becoming the core content of trust companies risk management. Trust co., LTD., founded in1980, in Gansu province in recent years, due to the external environment opportunity, rapid business expansion, the development momentum is swift and violent, but due to some accumulated over a long period of time, such as the consciousness of risk management, risk management technology, system construction and so on the cause of development of the relative lag, the risk level is also rising, seriously affected the further development, thus for the company under the background of new era it is very important to study how to improve its risk management strategy. The paper used a variety of analysis methods and means for analysis and research, based on the so many materials of Gansu trust co., LTD., such as nearly three years of business operation data, risk management reports, audit reports and regulatory advice. Fist chapter of the paper introduce the research background, problems, contents and train of thought on the statement, then the current situation of the development of trust industry of our country and generalizes the basic theory of risk management. The third chapter in the trust basic situation of Gansu, and risk management system, business operation situation and existing problems are expounded. The fourth chapter combines trust in Gansu specific risk management experience in the course of business case has carried on the concrete analysis. The fifth chapter on the basis of the analysis of the trust business of Gansu risk management design and discusses the concrete improvement strategy, and proposed the corresponding safeguard measures, etc.,. Finally, the conclusions of the research has carried on the brief summary and the industry and the development trend of the research questions were discussed.Under the background of new economy and the post financial crisis era, in this paper, researching on Gansu trust co., LTD., the business risk management improvement strategy is not only beneficial to the company’s risk management level of ascension, it can also provide certain reference for trust industry risk management improvement.