China’s Commercial Bank Profitability And Influence Factors Analysis

The growing level of profitability and market value of long-term stability is the ultimate goal of commercial bank management, is the most basic standard to measure the quality of a bank. With the economic globalization and integration, the global banking industry has entered a new development period, the situation of the financial sector is facing severe challenges. From the end of2005, China’s financial industry to foreign banks abroad has been fully open, the domestic same industry competition intensifies unceasingly at the same time, the domestic banks and foreign banks has intensified the competition. Because of this, the Commercial Bank of our country to be prosperous in the fierce market competition, and realize sustainable development, we must vigorously promote self management ability and profit ability. This paper selects2005-2012commercial banks as the statistical analysis sample, analysis of relevant data and select the relevant statistical indicators, using data of multiple regression analysis for China’s state-owned commercial bank profitability analysis and evaluation. To find out the ways to improve the profitability of China’s state-owned commercial banks in, find out from the factors, countermeasures and suggestions to improve China’s commercial banks improve profitability to mention, to enhance our state-owned commercial bank’s profitability and competitiveness, to remain invincible in the fierce competition in the international financial industry.This paper mainly through the study on the factors of the profitability of China’s commercial banks and the impact of recent years, combined with the status of the profitability of China’s commercial banks on the profitability of commercial banks is an important factor of normative analysis and empirical analysis, pointed out the reasons for the commercial Bank of our country the next step gradually improve their level of profitability. When doing the statistical analysis, to study the relevant data of the four state-owned commercial banks, and has important significance to some of China’s commercial banks to explore a development path suited to its own.