Insurance Fraud Prevention Study

In recent years, with the rapid development of our economy and the continuousimprovement of people’s living standard, the car also gradually into the field of householdconsumption, China’s auto insurance business has been rapid growth, become the first bigincome property insurance company insurance, auto insurance business has entered a rapiddevelopment period in China. Car insurance business has been on the verge of loss and isone of important reasons is that the spread of car insurance fraud.This study is based on the risk of enterprise actual daily pay expenses management,and higher than the insurance companies pay car insurance expenditure management,analyzed the causes behind the insurance fraud, supplemented by specific case, from thecase insight into complex deep reasons behind insurance fraud, the insurance company’sinternal controls, and have the negative energy that industry business culture erosion, haveindividual participants of concern of insurance of lust, also has the industry fraudcountermeasures.Is given priority to with domestic car insurance business market, this paper focuses onanalyzing the main operators and traditional strong risk, as well as the individual featuresin terms of insurance fraud, combining with the real case, starting from the control mode,industry characteristics and business model, control system, data control, throughinsurance company car insurance claims within the control performance, pursuit the truthbehind. Is given priority to with domestic car insurance business market, the analysis of thenames of the main operators and traditional strong risk, as well as the individual features interms of insurance fraud, combining with the real case, starting from the control mode,industry characteristics and business model, control system, data control, throughinsurance company car insurance claims within the control performance, pursuit the truthbehind. Is given priority to with theoretical research, and combining with the existing partof the real cases, and draw lessons from the related data of the subject of regulator and insurance. Give priority to with theoretical discussion and research, case analysis as theauxiliary pole.