Research On The Risk Evaluation Of Small And Medium-sized Manufacturing Enterprise Supply Chain Financing

Since the last century, the development of small and medium-sized enterprises (SMEs)have played a huge role in technological innovation and re-employment. The governmentdevotes considerable attention to the problems in the development of the SMEs, and thus withthe enhancement of the status of SMEs, the financing products for SMEs gradually increased.Though supply chain financing bring the benefits for all parties and achieve win-win situation,the financing difficulties is always the bottlenecks to restrict the rapid development of SMEs.Once the potential risks break out, the loss to the financial institutions is immeasurable. Mostof the traditional evaluation methods are standing on financial information and credit’s pointof view and the financing institutions need the risk assessment system from the entirefinancing process. Whether the needs for financial institutions management themselves, or therequirement upon rapid development of the supply chain financing, it is imminent to establishthe risk assessment system in supply chain financing business for financing institutions.In this paper, we combine the theory and practical to research the supply chain financingrisk for manufacturing SMEs. From the enterprise risk assessment process throughout thesupply chain financing, The full text is divided into five chapters, which first analyzes thesupply chain financing risks associated with research background, domestic and internationalresearch profile related and then describe the theory of supply chain financing risk assessment,including supply chain financing, supply chain financing risk management and supply chainfinancing risk evaluation theory. At last, from supply chain financing risk factors of view, webuild financing risk evaluation index system of supply chain including11first-level indicators(management risk, supply chain risk, the core business risks) and39secondary indicators(logistics business regulatory risk, supply chain competitive risks, the core business offinancial strength). Meanwhile, on the basis of a variety of evaluation methods in the study ofcharacteristics and applicable conditions, this paper combine these methods of AHP and fuzzycomprehensive evaluation, and establish the supply chain model of SMEs financing riskassessment. Finally, Yong hua Steel. as an example, this paper takes indicators of riskempirical supply chain financing risk evaluation system to the enterprise. In the last, we findthe company’s supply chain financing risk is at a low level. At the same time, this paper raisesrisk prevention measures based on the evaluation results from enterprise and financinginstitutionsOn the one hand, we want to enrich the SME supply chain financing risk assessmenttheory, on the other hand, we prefer to provide a theoretical basis for financial institutions inthe overall evaluation of supply chain financing risk practice.