Evaluation Of Inventory Financing Cooperation Logistics Enterprises

With the deepening globalization and transition of corporate production mode, competition between enterprises gradually turns into a competition between supply chains. The idea of supply chain management is also gradually integrated into daily business venture. For commercial banks, in the case of supply chain application environment, through the supply chain finance loan-deposit thinking perspective, which can provide a new model of credit services to a lot of traditional credit lacking of capacity SMEs. Practically, as the supply chain finance major business model, inventory financing not only brings a lot of SME customers to commercial banks, but also generally lower the rate of NPL of inventory financing through cash flow management and structured credit. As the most important supply chain finance financing model in China, inventory financing has caught more and more attention.In the inventory financing business, logistics enterprise has participated, and made inventory financing effectively implemented with the commercial banks and finance companies through supervision, evaluation and transport capabilities. Meanwhile, operations capabilities, reputation, financial service experience of logistics business, are worthy of great concern. When assessing whether an inventory financing is feasible or not, the commercial banks not only consider the financing of corporate credit risk, but also evaluate the cooperation of logistics enterprises to reduce the risk of cooperation and promote the success of inventory financing business.In the environment of fast-growing supply chain finance, this study located the perspective in inventory pledge financing business of commercial banks. In combined with the commercial banks pledge particularity inventory financing business, it selected companies evaluation of relevant indicators on the basis of evaluation of many companies, and made the establishment of evaluation index system and evaluation model of third-party logistics enterprises to participate in inventory financing business. Through the establishment of evaluation model, this study did an empirical study to a particular case of inventory financing for a commercial bank, and get the business scores and grades of cooperative logistics enterprise in this case with the score sheet and the reference table. Finally, it will make decisions and recommendations based on the assessment results.