Exploration Of The Housing Endowment Operation Mode Of China Under The Perspective Of Life Cycle

At present, our country is in the state of aging, aging causes from multiple sources. Generally speaking, with the same pace of aging and economic development, when the aging population phenomenon at the same time, the state of matter accumulation also usually reaches a certain degree. Although the country appeared aging trend, but has a corresponding material guarantee to solve this problem. In our country, because of the national population management policy, the economic development course and the many historical reasons, although the emergence of aging state, but our overall physical condition and economic development has not yet reached a certain degree of. Therefore, makes our country appear aging state cannot rely on private capital resources to rational balance, to solve this problem. The social security system can provide basic life safeguard is part of the aged, but with the aging population increases year by year and only depends on the social security system is a real solution to the problem. In such circumstances, how to explore a new type of old-age model has become an important topic in front of him, the development in China’s social and economic progress.We used the method of comparative analysis, combining quantitative and qualitative methods such as scientific research, based on the life cycle theory as the core theory, through access to relevant literature material method, sort out the domestic and foreign research present situation in this field at present, lay a necessary theoretical basis for the research of this paper. Taking the theory as the basic guidance, combine our country to the housing endowment, mode of operation status, in-depth analysis of our country exists at present to the housing endowment mode problems, two aspects including the main problems and environmental problems. Analysis and Research on related theory based in the United States, to the housing endowment model for example, sum up the United States to the housing endowment mode of experience, for our country to construct the housing endowment mode to provide reference and reference. Next, based on the above research, based on the life cycle from the perspective of Chinese house-for-pension scheme operating mode, analysis of the life cycle of the process of dividing and changes in different stages of life demand, with demand as the starting point, the housing value transformation life cycle table is analyzed, and then combined with the current situation Chinese to housing endowment mode operation and the existing problems of this mode, domestic building, puts forward the countermeasures and suggestions from four aspects of government, laws and regulations, product development and requirement of development respectively. On the one hand, can provide a new thinking and a new effective method to solve existing in China’s old before rich problem; also can on the other hand for the concrete to build the housing endowment, the mode of operation to provide realistic basis and reference.