Study On Pension Investment Portfolio Of Heilongjiang Province

According to the proportion of the elderly population in contrast, the number of elderly in China in global terms, China ranked first course in today’s growing elderly population, China is now on the continuous development of a harmonious society caused strong resistance. Safeguarding our old age population has become increasingly apparent conflict, in order to ensure the harmonious development of society, it is necessary to build a perfectly good pension protection measures, can solve the problem of an aging population. However, a good pension is not only rely on the state to complete, even with the residents to pay their own pension in the national pension is not enough to solve the problem. Therefore, we must find a more effective solution, only pension funds in the capital market in a reasonable investment portfolio in order to better protect the pension funds increase the value of correlation between the two is very high.Heilongjiang Province is now facing a huge gap in pension funds, Heilongjiang province is part of the ongoing accumulation system PAYG system and a fully funded system combining fixed income support, pension fund beneficiaries based on individual at work the cumulative value of personal accounts, determine wages after their retirement, in a certain sense, we can say that the nature of persona] savings. To ensure that these capital appreciation and resist inflationary pressures, the paper from the actual situation in Heilongjiang Province, the development of pension funds, first review the general pension fund portfolio theory and empirical studies to analyze the rationality of Heilongjiang current pension fund portfolio, then analyze the impact of the pension fund portfolio Heilongjiang some problems, analyze a reasonable proportion of the pension fund portfolio, Heilongjiang Province, and finally, the current situation and the empirical resul ts presented in Heilongjiang Province, Heilongjiang Province, how to be an effective pension fund portfolio. The first in the province of Heilongjiang Province, the pension fund in the market for the next actual earnings on investment, the establishment of the model for the portfolio, and the use of statistical analysis software SPSS12.0the establishment of this new model for empirical analysis. After careful research, in order to obtain the Heilongjiang Province, Fang Jin pension earnings in real operational perspective, does not reach to make steady appreciation of Heilongjiang province pension purposes, then puts forward the question is how can we make the most effective investment operations; secondly, Heilongjiang Province, began to focus on pension fund assets from the optimal combination of pension fund investment portfolio departure; final rule based on the basis of the operation of Heilongjiang Province, pensions, investment criteria and study, the effective combination of Heilongjiang Province, the pension fund for rationalization proposals.