Financing Hardship For Small And Mediam Sized Businesses A Study On Causes And Solutions

Since the reform and opening up to the outside world, with the in-depth development of the socialist market economy in our country, small and medium-sized enterprises of our country have mushroomed, began to flourish, for national economic development and social stability plays a more and more important role, can even be said that has become China’s economic and social development of an important support force. The small and medium sized enterprise in China plays an irreplaceable role in solving the social employment and promoting technological innovation in Dengfeng ang surface.. Therefore, the status of its development is increasingly subject to the attention of governments and academia. Throughout the world, whether it is western developed capitalist countries, or the developing countries like China, in the structure of the national economy, small and medium-sized enterprises often in quantity has occupied absolute advantage. Of course, we must also see that the small and medium enterprises is not only a large number of, for China’s socio-economic development is its unique role and value. In particular, according to the relevant statistics, the contribution of SMEs to employment is often proportional to the overall economic development level of the country. Namely, the contribution of small and medium enterprises to the employment, the more developed the country’s economic development.In this paper, the author mainly through the methods of literature research, data analysis method, field survey method, etc., through literature review, data analysis and field investigation, closely around the core concept of our country small and medium-sized enterprise to finance the difficult research, comprehensive and in-depth on the discussion. Firstly, through the research background of SME financing and the overview of domestic and foreign research status, this paper explores the current situation of the research on this problem.. And then through the definition of the relevant concepts of SME financing, a clear theoretical basis for the study. Through the theoretical analysis, contact with reality, this paper expounds the current situation and problems of the financing of small and medium enterprises in China.. On this basis, the reasons for the existing problems. Through foreign advanced experience summary and draw lessons from, so as to try to explore a suitable for our country situation and present situation, and solve the financing problem of small and medium enterprise feasible path.