Study On Family Financial Problems In Rural Areas Of Taojiang County

With the continuous development of Chinese economy,more and more attentions are paid to the income of peasants in recent years.Since the income and disposable capital of rural families are growing rapidly,there arises the foundation and will of financial management in rural families.Consequently,the financial management of rural households will be the emerging problem of rural economic construction. In addition,the construction and improvement of the rural financial market,along with enhancement of financial awareness of rural family decision makers is of great significance to the realization of farmers’ income growth,the improvement of their living standards,the promotion of constructing new socialist countryside and the solution of the problems facing agriculture,rural areas and farmers.After the review of related studies at home and abroad concerning rural financial problems,Firstly,by gathering statistical yearbooks of Taojiang County from the government websites,this paper makes a brief introduction to the economic basis of rural families in Taojiang County,and draws the conclusion that financial management there is feasible.Then Taking the rural family financial management as the research object and taking the current situation into account, it designs the questionnaires from the perspective of the influencing factors of the ways of financial management in rural families. With the results, it subsequently conducts a deep analysis on the existing financing status of rural family in Taojiang County by means of qualitative and quantitative analysis with a large quantity of data, tables and graphs and two typical examples from investigations and interviews.Fourthly, it conducts the binary Logistic regression analysis of relevant influencing factor via SPSS, concluding the prominent factors with detailed explanation, which makes possible the further study of problems from the existing financial in rural areas of Taojiang County.Finally, based on the enlightenments from references home and abroad, this paper puts forward suggestions that the scientific financial management in rural families should be improved from the perspectives of residents of rural families、 fanicial institutes and govement by taking the current situation into account。...