The Transformation Of Small And Medium-sized Enterprises, Financing And Wealth Management Question Exploration Research

Since 1979, in the pearl river delta since the row set up special economic zones, the support of small and medium-sized enterprises(smes) in Hong Kong of China and Macao of China investment to start, gradually radiation to northeast. Small and medium-sized enterprise capital model also gradually diversification, private, joint ventures, wholly owned by foreigners; Operation mode diversification, the processing mode, self-supporting mode and so on. For decades, small and medium-sized enterprises through hard work, continuous innovation, show a strong vitality. In the flourishing development of national economy, plays a more and more important role. These small and medium enterprises, drive the economy, social stability, in terms of economic or political, the decades the booming in China plays an extremely important role on the stage.Just as the international market to pattern, 07 years the us subprime mortgage crisis and caused a sharp reductions in the European and American market, 08 year beginning of the yuan climbed, coupled with domestic economic development to a certain degree and population policy due to the rising labor costs and so on, indeed to the further development of small and medium enterprises caused great pressure, and even lead to a large number of enterprises closed. In fact, both in the domestic market and the pattern of the international market is always changing, it does cause the crisis, also promote us to rethink their business model, organizational structure, transmission mode is reasonable? In the new pattern of the international market should be how to survive, how to transform, how to reposition, this step is bound to go, just when to go or how to go.This article around the problems existing in the small and medium-sized enterprise development process, based on the related definition and theory of small and medium-sized enterprises, using the methods of comparison, specification, from the different stages of the development of small and medium-sized enterprises in our country, the relevant national policy and adjustment experience, for small and medium-sized enterprises are facing difficulties and defects of the national policies, especially the transformation of small and medium-sized enterprises, financing and wealth management question has carried on the analysis and research of the system.The full text is divided into eight parts. Respectively, this paper expounds the development and present situation of small and medium-sized enterprises; The plight of the small and medium-sized enterprises(smes) and structural transformation; The operation and management problems in the process of small and medium-sized enterprises in transition; Small and medium-sized enterprise financing difficult problem in the process of transformation; Small and medium-sized enterprises(main) wealth as a whole management policy barriers and the tax optimization problems; Overseas investment of small and medium-sized enterprises(main) and offshore assets management problems; Small and medium-sized enterprises(main) business investment and wealth management security problem; Small and medium-sized enterprises(main) self-realization and social reputation, public welfare charity happiness.