| The rise of the Internet of Finance is relatively late in China, still in its infancy, but its development is very rapid. While the Internet of Finance is in the vigorous development, also facing many risks and problems, such as in recent years some P2 P network platform occurred to collapse and run away events. Therefore, our government encourages the innovation and development of the Internet of Finance at the same time, strengthening the regulation is very necessary and urgent, is also basic security to promote the sustained and healthy development of the Internet of Finance, that is also the purpose and significance of this research. In this paper, we use the literature method, case analysis, inductive analysis, qualitative and quantitative methods and so on, analyze comprehensively and systematically the current situation of the internet financial regulation in China, and sum up the problems and causes, then draws on the internet financial regulation practices from the developed countries in terms of different formats and combine with the actual development of the Internet of Finance in China, thereby, proposes the countermeasures to strengthen financial regulation of our country. Through the research shows that our country is still a lack of internet financial supervision system, our current financial supervision system was created to base on the traditional financial industry, that has been unable to meet the needs of the internet financial regulation, China should perfect the laws and regulations of internet financial regulation, establish more effective supervision system, improve the regulatory methods and means by the way of modern science and technology. At the same time, we should accelerate the construction of more extensive coverage of social credit system, strengthen comprehensively the internet financial regulation, balance effectively the innovation and regulation of the Internet of Finance, promote the rapid and healthy development of China’s Internet of Finance. |
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