Research On The System Of Overall Urban And Rural Medical Insurance In Hebei Province

In 1999, the Hebei Province implemented the basic medical insurance system for urban employees, after several years, it has established a new type of rural cooperative medical care and basic medical insurance for urban residents in Hebei Province. At present, the three basic medical insurance system has a basic implementation for the whole, however, because the three basic medical insurance is not established in the same period, so there is a big gap among them. Different development speed of 11 cities in Hebei Province lead to a big difference among the three basic medical insurance systems. Although realizing a complete coverage of the institutional, but the security level is not balanced. At present, the overall urban and rural medical insurance system in Hebei Province exist the following problems: first of all, the division of urban and rural medical insurance system is too large; secondly, the diversification of the medical insurance system lead to high administrative costs; thirdly, the medical insurance coverage of urban and rural areas is still limited; finally, the medical and health resources allocation is not reasonable. To strengthen the study on urban and rural medical insurance system in Hebei Province has practical significance.This paper is divided into 5 chapters. The full text of the overall planning of urban and rural areas as the foothold. First of all, defines the concept of ”Medical insurance”、”Balancing urban and rural development”、”The essence of urban and rural medical insurance”, discusses the theoretical basis of urban and rural medical insurance system from the theory of welfare economics, public management efficiency theory and social insurance equity theory, Then elaborated the necessity and significance of urban and rural medical insurance system; then, with the latest data for the support, introduced the establishment and development of urban and rural medical insurance system in Hebei Province from the two aspects of urban and rural, expounds the realistic problems of the urban and rural medical insurance system in Hebei Province, discusses the cause of the problem existing in the running process of urban and rural medical insurance system in Hebei Province, laid the foundation for the latter two chapters; finally, carried out a feasibility analysis on the overall planning of urban and rural medical insurance system in Hebei Province, on this basis, discussed the principles of the overall planning of urban and rural medical insurance system should follow, put forward the overall train of thought and specific recommendations and countermeasures, in order to go out with a urban and rural reform of basic medical insurance of the road. Accord with the situation of Hebei Province, to establish a medical insurance system which everyone enjoyed.