The Agricultural Value Chain Financing Model Research

In recent years, the agricultural value chain financing difficult problem restricts the development of agricultural economy, peasants as a weak group, its agricultural value chain are often small, scattered, low income, there is a big risk in the process of production and operation, to provide qualified collateral credit financing. Financial institutions in the service of farmers to provide credit risk is relatively high, so financial institutions financing loans to farmers tend to adopt strict risk control strategy and relatively cautious by nobuyuki. Farmers from financial institutions and therefore difficult to get the funds needed for the normal operation of agricultural value chain. Lead to normal operation of agricultural value chain blocked, farmers can’t get a reasonable profit margin from the agricultural value chain or lead to lower profit margins. Agriculture, the difficulty of financing caused serious obstacles to the agricultural economy development.China’s economic development to fundamentally solve the \ "SAN nong\" problem of our country, to implement industry regurgitation feeding agriculture and city leads to the countryside. Industry nurturing agriculture, urban to drive the rural,nurturing agriculture should start from the agricultural value chain, improving agricultural value chain each link of agricultural yields, reform and innovation of agricultural value chain financing way. Although countries against agricultural value chain financing difficult problem increased agricultural policy in the field of financial investment and financing of effective support, to little effect, still not fundamentally solve the problem of the financing difficulties. So to explore new ideas, innovation strategies and methods, draw lessons from excellent financing experience both at home and abroad, to develop new financing way for agricultural value chain. Is the key point to solve the problem of agricultural financing difficulties. Value chain is based on agriculture and agricultural value chain financing of self-liquidating loan, if combined with trust, futures, insurance and so on can effectively promote the loan increase, improve the efficiency of the agricultural industry, has provided the safeguard for the farmers’ income. To promote the development of agricultural economy in our country. So the agricultural value chain financing model to promote agricultural economy and the development of the national economy of our country has a realistic significance.This article first elaborated the paper selected topic background and significance of topic selection, to the agricultural value chain financing problems made a summary,think of the existing rural financial environment in our country rural market economy can not be solved under the environment of agricultural value chain on the financing problems in enterprise production management link. The second chapter briefly introduces the related theory of agricultural value chain financing, put forward in theperspective of agricultural value chain down the financing problem of agricultural industry. The third chapter briefly introduces the existing agricultural value chain in China’s rural environment of agricultural enterprises in financing difficulties encountered in the production and business operation link. From poor rural financial environment, the lack of capital attraction, multi-level, diversified, moderate competition of agricultural financing service system has not yet been established, the government financial investment co., LTD., support is not strong, the agricultural value chain link mechanism is lack of innovation, the smaller size of financial loans to borrowers, lack of financing supporting measures, the securities and futures markets for lack of the role of the agricultural industry, agricultural value chain on the core enterprise of the sense of responsibility is not strong the rural environment in China are introduced from several aspects of financing difficulties. The fourth chapter in agriculture at home and abroad by the value chain financing has successful experience typical financing case analysis, draw lessons from the successful experience in its financing mode. Experience from the domestic and international successful cases as optimization of agricultural value chain financing mode of enlightenment. Fifth chapter in the fourth chapter based on China’s internal and external successful experience of reference to optimize the agricultural value chain financing, put forward the financing model of financial market innovation, third-party financing, credit enhancement policy-related finance innovation such as the agricultural value chain financing model of concrete Suggestions and strategies. The sixth chapter on the basis of summarizing the full text of the meaning of innovation of agricultural value chain financing model was put forward.