Risk Analysis Of Insurance Fund Based On PPP Model

Xi Jinping stressed in Boao forum to accelerate the promotion of the "along the way" plan, the move will help ease the industrial overcapacity in China, China’s excess capacity and other transportation to foreign investment in infrastructure, energy, finance and other industries.2014 National Bureau of statistics report shows that the proportion of China’s foreign net investment contribution to further decline to 0.3%, while the investment rate is also the first time in 50%, down to 48.3%. Therefore, in 2015 to increase the investment in infrastructure to promote economic growth has become particularly important, due to the limited local government funds, the need to absorb insurance funds, trust funds and other involved in local infrastructure. This paper aims to study the PPP model of the investment of insurance funds, mainly from the investment of insurance funds in the operation process of PPP model and the related risk management issues. On the basis of analyzing the development and present situation of domestic and international, this paper mainly focuses on the risk prevention and control of PPP mode based on PPP mode analysis and construction of insurance funds in the construction projects.The first chapter, the introduction part. The introduction analyzes the purpose and significance of this research, and introduces the current situation and problems of China’s insurance funds, the current situation and problems of infrastructure projects, the status quo of investment and infrastructure projects in China. The investment of insurance funds in infrastructure projects, the investment risk management of insurance companies is reviewed. Then, it introduces the ideas of this research, and analyzes the problems existing in the current our country insurance funds investment and infrastructure project financing management to expose the defects, and under the PPP model of insurance funds the how to invest in infrastructure projects, investment and capacity, can insurance companies involved in the operation and management of infrastructure projects bring positive externalities.The second chapter, the research summary. The research summarized the research results of the risk analysis of the insurance fund investment based on PPP model, and summarized the theory of the risk control of the investment foundation construction in the PPP mode.The third chapter, the insurance company PPP investment pattern analysis. First of all, this paper analyzes the operation procedure of the insurance fund participating in the construction of PPP management mode, and then analyzes the advantages and disadvantages of the insurance investment in various stages of the PPP mode, and finally evaluates the significance of the insurance companies to participate in the construction of the PPP model.The fourth chapter, the risk management of insurance fund PPP investment pattern. This chapter analyzes various kinds of risk exposure, including the risk of asset impairment, pricing risk, liquidity risk, operational risk and credit risk. To find a more suitable risk management approach through the classification of different risks. To promote insurance companies through the ex ante assessment, ex post control and other means to establish risk prevention and control system to strengthen the management of financial risk.The fifth chapter analyzes the risk management process, what kind of risk should be taken, and the characteristics of various risk management methods.The sixth chapter, conclusion and suggestion. First of all, the article makes a summary of the insurance funds to participate in the operation of the PPP mode of infrastructure projects to explore the operation of the investment, the insurance funds through the PPP model to solve the difficulties of local financing, to speed up the development of infrastructure market.