Yancheng High-Risk Small And Medium Enterprises Of Production Safety Responsibility Insurance Implementation Evaluation

From the beginning of reform and opening policy in China, the national economy develops rapidly, the number of enterprise grows fast, and the activity of producing, planning and organizing swells in high speed. Accompanying with the development in economy, some problems such as producing security occur often in national economical activities. Since there are the growing security accidents in producing activities, which bring a lot of damages for our country and its people, the government implements a series of new rules to ensure security in producing activities. After the rules are exerted, the tendency of security producing becomes better and better. Duty insurance of security producing (shortly written as DISP), as such a new rule, has been applied in producing activities to guarantee the rights of enterprises and workers.Because the period of operating DISP is not long enough, it is necessary to make some summaries about DISP and its influences. As a typical example to analyze DISP, Yancheng city is chosen as a sample in the paper.96 middle and small enterprises with security drawbacks in Yancheng are investigated from 2011 to 2013. The research contents include drawing up the rule, government management, functions and operations of insurance company, and enterprise realization for DISP. Some conclusions can be derived from our research. For example, after co-operations among government, insurance companies and enterprises, the operation system of DISP has been established primarily. This system has been used as a new approach to manage security producing in Yancheng, and the degree to guarantee the right of enterprises and workers is raised efficiently. In fact, a part of enterprises benefit DISP.Although some benefits have been arrived, there are still problems required to improve. The first is that the established system can not be supported strongly by law, that is, it is not coercive in law. The second is that propaganda and exert intensity of DISP is not strong for government and insurance companies. The third is that insurance companies can not supply efficient services sometimes. The forth is that some enterprises are clear about DISP so that they are not interested in DISP.Based on the existed problems, some solving approaches are proposed in the paper. In fact, the key problem is to make DISP operate under legal procedure. Meanwhile, government instruction and management should be strengthened, insurance companies should raise their service level and ability, and enterprises should establish a complete system of security producing to raise their abilities.