Research On The Management Of The Whole Process Of Fixed Assets Of Bank SA

At present, China’s banking industry is facing a very complex form, in a competitive environment intensified the background of economic globalization, the prevalence of commercial bank expansion slowed, net interest margin narrowed, increased provision has led to significant slowdown in earnings growth. Meanwhile, the central and the State Council to study the introduction of the relevant provisions on austerity and strengthening the management of office buildings. Under this background and the new situation, commercial banks have realized operating expenses compression, control credit costs and other traditional mainstream of earnings management measures have been insufficient to fully improve the current expansion slowed and the narrowing of spreads pressure operating state, commercial banks must gradually transition from the management to the fine management. Therefore, to improve production methods, improve operational efficiency, reduce economic capital occupation and improve the quality of service management become the most important work of all commercial banks, fixed asset management as an important part of the cost of management, and its fine the degree of implementation of management has very important implications for overall meticulous management of commercial banks, the whole process of the implementation of its management and meticulous management of commercial banks plays an important role.Fixed asset management is the whole process from the initial preparation of plan assets, the project in the declaration, project approval, procurement, inspection, storage, requisitioned, maintenance, transfer, allocation, inventory, disposal(scrap), file storage to benefit evaluation of the entire process management. Fixed asset-related departments and personnel involved in the whole process of management more widely; assets involves more, high value, small to computer and large to building, are the object of its management; business processes involved complex and trivial, overall, the difficulty of managing is relatively large.I have worked in the bank for nearly 10 years, and has engaged in the management of fixed assets in the whole province for nearly 5 years, work in fixed assets management of banking has a more in-depth understanding. In this paper, the current complex situation faced by the commercial bank as the background, In summary and commentary of internal control theory, the whole process of fixed asset base management theory and literature studies at home and abroad, the first describes the status of the management of fixed assets of commercial bank and the current problems existing in the fixed assets management carried on the thorough analysis. Then put forward the whole process of fixed assets management theory(also known as the total life cycle management theory), and the key link in the process of implementation and matters needing attention are elaborated, create suitable for fixed assets management system in the development of commercial Banks, at the same time, the actual working status of fixed assets management in SA bank as an example, combining the theory and case, design innovative and practical operability of the whole process of fixed assets management system, and better guide the actual management of fixed assets, reflects theoretical and practical operability of the topic selection.