Shaanxi Province Rural Financial Support To Rural Economic Development

Rural economic development determines the rural financial development degree, and the speed of the rural economic development is heavily influenced by the rural financial development status. To study the relationship between rural financial development and rural economic growth, to explore a more effective path and countermeasures of rural financial support for rural economic development, give full play to the rural financial support is of great significance on the development of rural economy.This paper takes shaanxi province rural finance development is relatively poor, and limit the background of rural economic development level, on the basis of comprehensive study of domestic and foreign rural financial theory, in shaanxi province since 2001 the actual status of the rural finance and rural economic development has carried on the SWOT analysis and empirical analysis. SWOT analysis conclusion is: the formal rural financial institutions should make full use of the favorable support policy to promote rural economic development, play its unique advantages, the control flow of funds, increase the propaganda of financial institutions financing, increase the supply of credit lines, steadily promoting rural economic development; Informal rural financial institutions should enhance the quality of assets, and adding net capital and other ways to eliminate and reduce risk. Empirical analysis conclusion is: from the rural finance related ratio reflects the condition of shaanxi province since the reform and opening up rural finance has gained great development; From the point of efficiency of rural financial development level, shaanxi rural financial capital allocation efficiency is not high, the existing rural regular financial institutions to absorb the amount of capital from rural areas is much higher than the overall amount of capital investment in rural areas, rural economic development still faces the plight of lack of funds.In rural financial support for rural economic development in shaanxi province on the basis of theory and practice, the article details the shaanxi rural financial support for rural economic development of the financial market structure, the rural financial supply, financial ecological environment, rural credit cooperatives peasantry and other factors, and summarizes the comparative low lead to the slow adjustment of the rural financial structure, undersupply leads to the low impetus to the rural economy, urban and rural dual financial structure cause the rural financial development serious lag, imperfect market competition order cause market inefficiencies and so on four kind of restriction.Finally, the article puts forward the "optimization of the structure of rural financial market, improve the effect of the financial service economy; improve financial ecological environment, promote the financial support to dock with the economic development, mainly financial support, adjusting and optimizing rural industrial structure, grasp the rural situation, strengthening policy financial support agriculture; financial support agriculture talents education, enrich the rural human resources" and so on five rural financial support to rural economic development in the conclusion and suggestion.