The Research On The Countermeasures To Promote The Development Of Science And Technology Insurance In High Tech District Of Changsha City

Science and technology is the first productivity, promote human civilization will never stop strength. At present, the competition in science and technology has become the focus of competition between countries, and all countries in the world take technological innovation as an important national strategy, and promote science and technology into productive forces. The state has always attached great importance to the development of science and technology, in order to speed up the development of science and technology has also taken a series of measures is very important. In early 2006, the country held a national science and technology conference, when he was at the meeting of the CPC Central Committee General Secretary Hu Jintao comrades clearly put forward in twenty-first Century to complete the task of building an innovation oriented country. In 2005, the state issued a "national long-term science and technology development plan", put forward new requirements for the future development of science and technology. At present, the insurance industry is expanding insurance coverage, provide more, more, more thorough service for the national economic and social development. At the same time, insurance is a powerful guarantee for the development of science and technology, to develop science and technology insurance, is an arduous mission of this era of the insurance industry.The China Insurance Regulatory Commission, the Ministry of science and technology in 2010 March jointly issued the "notice on further doing well the relevant work of science and technology insurance"(the [2010]31), marks the technology from the pilot insurance has gradually began to conventional, began to promote the nationwide. In 2014 the State Councilissued the "several opinions of the State Council on accelerating the development of service industry of science and technology"(the[2014]49) clearly put forward to deepen the science and technology of financial reform, the establishment of the financial system to adapt to market demand of science and technology. Encourage financial institutions to carry out the innovation in science and technology financial products and services, the creation of both risks and benefits of the incentive mechanism of the market, at the same time to carry out other financial services technology. Support a variety of equity investment and value-added services to technology companies, seeking investment and loan financing models combine.The above policy, provides the good prospects for the rapid development of science and technology insurance. But at the same time, exposed in the science and technology insurance pilot problems have become more and more obvious, how to solve the problems exposed in the experiments, and the development of science and technology insurance can be sustained and stable and it has become particularly urgent. In April 2013,Changsha hi tech Zone became the first pilot area of the province. After one year and a half, science and technology insurance pilot work in our city has made some progress. This paper will be of Changsha City New District Science and technology insurance pilot work carried out in a year and a half since the data for statistical analysis, and summarizes the implementation effect of the other major city insurance of science and technology in recent years, based on the analysis of the existing problems in the process of science and technology insurance pilot’s own characteristics, at the same time, learn from the successful experience of the development of science and technology insurance in China, make discussion on the development of ideas for the future of technology insurance, and puts forward relevant countermeasures and suggestions on how to accelerate the development of science and technology insurance.