Research On The Development Of Insurance Science And Technology In China

Insurance is an important pillar of national economic industry.Insurance technology not only changes the traditional business model,but also brings new meteorology to the whole financial field.Based on the developing trend of global insurance science and technology,our market has raised the attention to insurance science and technology.The development of insurance industry has experienced network,digitalization,and is moving forward towards the direction of intelligentization.In 2018,Ningbo Insurance Science and Technology Industrial Park was completed and officially opened,becoming an important insurance science and technology innovation and development base.The park provides excellent entry conditions for traditional insurance enterprises and technology start-ups,bringing together talent training,exchange and cooperation,innovation and R & D activities,establishing cooperation projects with insurance and technology enterprises at home and abroad,and holding international exchange activities.Jointly create insurance science and technology ecological park,promote the prosperity of insurance science and technology field.From the international situation and the national policy,the insurance science and technology innovation ability has become the powerful weapon to enhance the international competitiveness.European and American countries are the most leading areas in the development of insurance technology,but also the most concentrated results of insurance science and technology innovation,the fine differentiation of the market,the characteristics of specialization are particularly prominent.Although the insurance technology in Asia started relatively late,it has unparalleled development potential,and this vast insurance market takes "mobility" as the beginning of change;From the perspective of market participants,traditional insurance companies,Internet insurance companies,technology start-ups have become the main participation in the insurance technology sector.Taking the development and construction of Ningbo Insurance Science and Technology Industrial Park as an example,this paper explains the importance of insurance science and technology to the development of insurance field and theimportance that our country attaches to the development of insurance science and technology,and expounds the present situation and existing problems of the development of insurance science and technology in China.A brief understanding of the current situation of the development of insurance science and technology in the United Kingdom and the United States in order to provide experience for the development of our country and provide some suggestions for solving the pain point of the development of insurance science and technology in China.