The Strategic Research Of Export Credit Insurance Practice In Company H

Export credit insurance as a policy of insurance business, its main purpose is not profitable, but for foreign trade enterprises to provide risk aversion and financing support. Although China’s export credit insurance has been started relatively late in the western developed countries, but after more than 20 years of continuous development, its functions have been gradually improved, and has demonstrated its great promotion to China’s export trade. Although China’s export credit insurance business volume has a qualitative leap, but compared with some developed countries in Europe and America, there is still a big gap, but also has a lot of space for development. In order to make the export credit insurance can better for foreign trade enterprises to avoid the risk, and further promote the steady development of China’s export trade, export enterprises how to use the export credit insurance to avoid risks, has become a very realistic problem in china. So the author thinks it is necessary to study the validity of the export enterprises to use export credit insurance.Domestic and foreign scholars for the study of the export credit insurance mainly stay in the content of the export credit insurance, the role of the business model, the main body of the relevant research as the main body of the research, foreign trade enterprises as the main research object and related research is relatively small. On the basis of the relevant research and theory, this paper studies the practice of H company’s use of export credit insurance. This paper first introduces the current situation of H company and the use of export credit insurance, the second is the use of qualitative, quantitative, comparative, case and a series of scientific research methods to explore the use of H companies in the use of export credit insurance in the process of the shortcomings and the reasons behind. Through the analysis, H company has many problems in the export risk prevention awareness, the company internal management system, the buyers credit investigation and many other aspects, this paper argues that H company should make a better use of export credit insurance to develop foreign trade, and strengthen risk prevention awareness and strengthen the management of foreign trade enterprises.This paper focuses on the H company in the use of export credit insurance in the process of some specific issues, combined with the relevant cases, analysis of the problem and the reasons behind the problem, and finally put forward the corresponding policy recommendations.