Development Of Internet Banking For Commercial Banks Impact Studies

Nowadays, with the help of Internet technologies, a new financial ways- Internet banking emerged, some innovative Internet-related services, such as online banking, mobile banking, mobile payments, the balance of treasure, Ali small loans, etc. momentum of rapid development, and its development potential can not be underestimated. With the rapid development of Internet banking, a number of traditional financial institutions such as banks, inevitably be a huge hit. In today’s Internet penetration and application of high background, banks should continue to maintain their advantage in this environment, we must continue to innovate in the competition, and then change the pattern of their business model and operations.In our relatively relaxed regulatory environment this favorable backdrop, the late start Internet banking is still made great strides. Internet support the development of modern information enterprise, the information advantage and financial companies will own a good combination, this innovative combination of specific financial products that can be reflected, so as to promote the development of SMEs, the real economy level has been increase. In such an environment, the traditional banking and financial industry also achieved a powerful combination, will be convenient and efficient financial services to the masses. In short, the Internet helps to finance the interest rate market and inclusive development, dramatically changed the financial landscape of today. As the head of the financial sector of the banking industry must seize the opportunity, at the same time and financial cooperation, joint supervision of financial institutions to the problems of Internet regulation further, making cooperation more effective.