Research On The Family Farm Financing In Heilongjiang Province

2013 Central Document No Several Opinions on Accelerating the development of modern agriculture and further enhance the vitality of rural development, the four mentioned family farms, as an upgraded model of traditional agricultural family business, family farm is the main component of the new types of agricultural business entities, Currently, as a major agricultural province of the country’s major grain production area in Heilongjiang are also vigorously promote the development of the family farm model, moderate scale operation of family farms to improve the efficiency of agricultural production formed high, agricultural commodity rate, so that the agricultural development of Heilongjiang Province toward specialization, intensive direction. But along with the continuous development and expansion of the family farm size, lack of capi tal, the problem of financing has become increasingly prominent, has restricted the development of family farms in Heilongjiang Province, the largest constraints. To this end, in May 2014, five ministries and the Heilongjiang provincial government jointly developed in Heilongjiang Province, the two plain modern agriculture comprehensive reform pilot financial reform program.The program aims to rural financial reform, effectively reducing the cost of financing new agricultural business entities to support the development of family farms.In this paper, based on family farms and financial finance related theory as the foundation, using the game theory as the analysis tool, follow the "research literature a analysis of the status quo, put forward the problem to analyze a proposed countermeasures" train of thought to organize the full text. In this paper, through the usage of Heilongjiang province agricultural machinery, grain yield per unit area in Heilongjiang province and other data analysis on current situati on of the development of the family farm in Heilongjiang province as a whole, using the sampling survey of field visits the family farm in Heilongjiang province in the financing way, data sorting out and analyzing the loan amount, term as well as the satis faction of the money to give a detailed description. Pass the assurance of pair of financing status of the family farm in Heilongjiang province as a whole, the family farm in Heilongjiang province were analyzed in three aspects mainly exist in the process of financing problems, and by financing the family farm, financial institutions, the third party guarantee agencies and government fiscal subsidies the game process between the quartet, explore of third-party factors such as guarantee agencies and government financial support in the family farm in Heilongjiang province of the size of the financing process of the role, and based on the above analysis, puts forward the supporting policy Suggestions to perfect the family farm financing problem in Heilongjiang province, to seek effective crack the family farm in Heilongjiang province development financing difficult problem.