Empirical Study On The Influencing Factors Of Familyf Farms Financing

Since China's reform and opening up,the "three rural issues" has been highly concerned by the Chinese government.The rural economic development is backward,modernization of the agricultural has not been completed,income and living standards of farmers are low,have always been common problems of the majority rural areas in China.Especially in recent years,with the development of our country urbanization,industrialization construction,the problems of agricultural development has been increasingly serious,the large population transfer form rural areas to urban and rural labor is shortage in young adults.The phenomenon such as rural farmland coarse,pastureland,abandoned occurs frequently,the problem "who is going to land,how to farming" needs to be solved.In 2013,the no.1,document of the central government proposed to build a new agricultural management system to realize the intensive,organized and modern management of land in China,so as to improve the conversion rate of agricultural science and technology and solve the problem of "who will plant the land and how to plant the land".As the main body of the new agricultural management system,the development and construction of family farm is related to the completion of the construction of the new agricultural management system in China.In recent years,the development of family farms in China has achieved initial results.The number of family farms is constantly rising,the operation scale is gradually expanding,and the operation management is gradually standardized.However,it still faces many obstacles in the process of development,such as irregular land transfer,incomplete implementation of policies benefiting farmers,imperfect rural financial system and financing difficulties.What's more,financing has become a bottleneck problem restricting the development of family farms.Therefore,this paper takes family farm as the research object,studies the influencing factors of family financing,and puts forward relevant countermeasures and suggestions to solve the problem of family farm financing.This paper is under the guidance of the theories of scale economy,rural finance,power poverty and information asymmetry and analyzes the internal and external influencing factors of family farm financing by consulting literature and analyzing the actual social environment of family farm development.According to influencing factors,this paper puts forward research hypotheses.According to the requirements of the research,a questionnaire was designed and conducted.A total of 172 valid questionnaires were collected.Through the analysis of the results of binary Logistic regression test on the obtained data,the research hypothesis was selected and relevant suggestions were put forward to alleviate the pressure of family farm financing.The results of this paper show that: family farmers' education level,whether to participate in training,farm income,whether to participate in the integration of three industries,whether to buy agricultural insurance,land transfer degree of difficulty has a positive impact on family farm financing,and passed the significance level test of 5%.The age of farmer,family farm private brand construction,scale of the farm,access to agricultural technology services,financial products to meet the demand did not pass the significance test,but there is also an impact on family farm financing.Based on the results of empirical analysis,this paper puts forward corresponding countermeasures and Suggestions from the four aspects of family farm,government policies,financial institutions and social service system construction,so as to solve the problem of family farm financing.