Research On Financing Of Small Loan Companies In China

With the introduction of small loan company pilot guidance in 2008, China’s small loan companies in the real vision, the company continued to grow and develop, in the settlement of China’s rural and small and medium micro enterprise financing is not smooth, very important role, but small loan industry as a whole is faced with working capital, foreign financing is blocked, especially bank financing not to increase the plight of small loan companies, despite the introduction of external financing difficulties is still one of the main factors that hinder the development of small loan companies.The main content of this paper is:firstly, the research background of this paper and the research significance and purpose of the research is introduced. Secondly, the paper introduces and analyzes the basic situation of small loan companies in China, analyzes the financing channels of small loan companies in China, and then summarizes the experience and puts forward the measures to solve the financing channel.Standard of the main conclusions are:the relevant regulatory authorities of small loan companies to increase supervision, eliminate the small loan industry environment, must be in conditional have choice open financing channels, and at the same time learn from international experience, take the essence to its dregs, to find new suitable for small loan companies access to external financing channels, the effective use of idle funds in the society to solve the financing dilemma of small loan companies in China.