Research On The Financing Of Farmer's Specialized Cooperatives In Jilin Province

The farmer specialized cooperatives is one of the new agricultural business entities in our country,the healthy development of farmer specialized cooperatives influences the whole development of our country's agricultural economy and rural economy.Due to the particularity of agricultural production in our country,lack of fund support has become an important obstacle for the development of most farmers' professional cooperatives.Therefore,it is of great significance to solve the problem of financing difficulty for farmers' professional cooperatives.This article selects Jilin province farmers' professional cooperative financing problem as the research object,with the new optimal sequence financing theory,transaction cost theory as the instruction,27 of farmers' professional co-operatives in Jilin province,on the basis of field investigation,using the method of system engineering,interpretive structure model(ISM)analysis of the influence of the main causes of farmers' professional cooperative financing difficulties,and combined with local practice is put forward to solve the problem of farmers' professional cooperative financing difficulties.The study found that 100 percent of the 27 samples of farmers' specialized cooperatives had loan demand,but only 71 percent among them reached the funds.Qualitative analysis of the causes of cooperative financing is mainly due to weak internal development strength and insufficient external support conditions.Research choose 7 kind of main influence factors,using the interpretation structure model systematically analysis the influence of these factors on the financing difficulties,found in Jilin province farmers' professional co-operatives profitability and loans of financial institutions is the most superficial factors of financing difficulties,the cooperative mechanism of management and anti-risk ability and belongs to theinfluence factors of the second layer,and cooperative credit conditions,the innovation ability and the factors influencing the government policy is in the third place.Thus,the hierarchical relationship between influencing factors and financing difficulty is clearly sorted out.In addition,the study also compares the United States,Japan,Israel and other countries of the farmers' professional cooperative financing experience,think equity financing,improve the cooperative fund,strengthening government policy support and so on way to Jilin province farmers' professional cooperative financing is of certain reference value.Finally,according to the development of farmers' professional cooperatives in Jilin province,this paper puts forward some countermeasures and Suggestions to solve the financing difficulty:firstly,strengthen the strength of cooperatives and expand the internal financing.Second,the government provides a number of preferential policies.Third,formal financial institutions develop financial products that meet the characteristics of farmers' professional cooperatives and financial security.Fourth,we will guide nongovernmental finance to provide services for cooperative financing.