Influencing Factors Jiangsu Province Farmer Cooperatives Financing

Agricultural production gradually develops towards industrialization and scale development with the adjustment and optimization of industrial structure. How to concentrate the dispersed fanners to conduct mass production is a technical problem. Professional farmer cooperatives as a kind of management of agricultural production organization model solves the problem which is the farmers are difficult to face the rapid change of market environment and can not adapt to the market. Accelerate the development of specialized farmers cooperatives is becoming an important route for farmer to adapt to the requirements of economic and social development, to safeguard the interests and to promote to add the Income.Generally speaking, the role of farmer specialized cooperatives is more and more obvious for solving the problem of agricultural production. But, at the same time of the development, cooperatives are facing difficult that is the shortage of funds, this restrict the further development of cooperatives. On the basis of professional farmer cooperatives general theory and the related financing theory, we conduct an on-site investigation about farmer cooperatives, analyze the basic characteristics, financing status and capital gain from four main financing channels, in-depth study of the current situation of the farmers professional cooperative financing and restricting factors of four kinds of financing mode by Logistic. We obtained through analysis: first, farmer professional cooperatives of Jiangsu province are very strong wishes to obtain funds to support. But capital gain is restricted by various factors. A considerable part of cooperatives unable to obtain financial support, or obtain funds can not meet the needs of their development; second, the scale of investment in fixed assets of professional farmers cooperatives, internal financing mechanism and the members of the cooperative consciousness have significantly positive correlation with internal financing availability, culture level of president of farmer cooperatives, social relations with the number and the last of the folk financing level have significantly positive correlation with folk financing availability, professional farmers cooperatives credit rating, reconciliation, bank call frequency and last year’s financial institutions financing level have significantly positive correlation with financial institutions, The scale of fixed assets, professional cooperatives and government agencies to contact number and whether to receive government funding last year have significant positive correlation with government financing.We think we can take measures from the following aspects to solve financing problem of fanner cooperatives based on theoretical analysis and empirical research:to improve the cooperative’s internal operation mechanism and financial management system, establish reasonable internal financing mechanism, enhance the soft power of professional farmers cooperatives:to standard the development of the informal financial institutions, such as admitting the legal status, supporting and guiding the folk financing; to rich and innovative financial products and function and to set up specialized financial institutions for servicing "three rural"; to formulate fiscal and tax policies, credit policies and laws and regulations, establish and improve the financing guarantee system which are conducive to the development of specialized fanners cooperatives.