The Empirical Research On Financial Development And Urbanization Construction Of Enshi

China has experienced decades of rapid development of economic, the overall level of national life has been improved greatly, but in the undeveloped areas, especially in rural areas, the local people’s living standards much worse, taking Enshi as the example, the state of Enshi in 2013 the per capita income of farmers accounting for annual per capita net income of rural Hubei residents of the 59%, accounting for Hubei province of urban residents per capita disposable income of 22.86%, the gap between urban and rural areas is more and more big. At the same time, capital of the profit leads to backward area, the construction and development of capital flow to the high profit, the industry developed area, so this paper on the problem of the relationship between the financial sector and the urban construction is studied.Using a new type of urbanization as background, the research on the premise of the actual situation of Enshi, focus on the analysis of the problem, the influence mechanism of the financial industry to the construction of urbanization, and the use of error correction model to examine the financial scale, financial efficiency, financial structure, medium and long-term loans accounted for more than four by the theory of the relationship between the element and the urbanization.The main points of this dissertation:1、The long-term equilibrium relationship between the construction of Enshi state financial industry and town, the long-term equilibrium between financial industry and urban construction is proved by the financial sector to the theoretical relationship between the positive support of local urban construction. The empirical study proved that financial factors affect the industry ratio and non agriculture population ratio is positive.2、The reverse function of rectifying a deviation between the development of the financial industry and the urbanization development through market forces make the financial factors in the process of urbanization, the huge role that reflects the administrative power and the government of the capital market play a role in the flow of funds at.The research conclusion is: there is a long-term equilibrium relationship between the construction of Enshi financial industry and town, but because of the state of Enshi finance and urbanization are still in the development stage, is not mature enough, need in the future in the course of mutual promotion, mutual coordination of two. The problem is, defects in development of finance itself is not balanced and urban area caused by the low efficiency of the two. In the future course of development, to achieve a good result, the resource allocation function to optimize the financial, overcome the inherent defects of the urban area, which takes the human as the core, taking the industry as the support, take the public service as guarantee, to take a new road of urbanization.