Application Of Project Risk Management In The Third Party Payment Of Internet Finance

Following the continuous and rapid development of the Internet economy, withnewindustrial and new business model of the"Internet plus"which has advancedin innovation and application by leaps and bounds,and which has brought unprecedented prosperity of the third party payment of Internet Finance.In the background of the unificationof the threeNets,taking a look around the rapid development of Internet and the mobile payment business model, which hasgenerated the phone payment andhas generated the digital TV payment business model. Although in recent years, the business of technological innovation, of the marketing promotion, of theoperation model and the business of thelegalsafeguardsandof the not only supervisionmechanism have been gradually improved, but also have been given birth to severalenormous risks.Owing to the financial industry, the informationand communication industry and the Internet industry are thehigh-riskindustries, based on the integration and innovationof theabove-mentioned industries and became the third party payment business, its risks were due to the cumulative effect and became more huge. Coupled with the problemsof thefull virtualization, the high-tech equipment, the operating without a boundary, the lack of supervision laws and regulations or canning not keep up with the pace of business innovationin the third-party payment, the sources ofrisk were more diverse, the contents ofrisk weremore complex, the speed ofrisk diffusedfaster and wider,the risk management was more difficult.The object of studyinmy thesis was the card-card projectof the digital TV thirdparty payment, the project management system of the project risk management theory and methods had been applied in the process of the construction and operation,suchasthe risk check list, document review, brainstorming, SWOT analysis method, the riskmatrix -Borda sorting method,Analytic hierarchy process and so on, the risk factors identification, analysis and assessment have been completed by those methods, and all kind of the strategy of risk control have been put forward.The correlative analysis methodscould solve the third-party payment in the other field of risk management,they provided the most effective method,which could help the project managerand help thee research of complete ecological systemin the third party payment risk management.It effectively promote the innovation and development of the third party payment business, meanwhile, the relevant manufacturers of third party pay project construction and operation could providedthe methods of therisk management,which has achieved the improvement the successful rate of the project objectives. At the same time, the research mentalities and the methodscould also be usedinother Internet Financefieldsof risk management research.