The Optimization Design Of The Account Manager Training System For J Branch Of The Postal Savings Bank Of China

Internet+era, IS/IT is not only a source of competitive advantage, but also to support the foundation of value chain reconstruction, process reconstruction, to achieve the company vision of the enterprise. With big data, cloud computing, mobile Internet as the representative of the new generation of information technology and the retail, finance and other traditional service industries’ depth fusion, causing great changes to the customers’ behavior and habits of consumption, investment and financing. Large electronic commerce enterprises have set foot in credit, payment, financial and other traditional financial areas, even have set up internet banking. obviously,it is a fundamental impact on the traditional commercial banks operating and development. How to reform and innovate, to realize the business development and transformation, has became the subject that the commercial banks must face to and the work that needs to be solved urgently. In this paper, enterprise architecture and methods suitable to the domestic large-sized commercial banks, enterprise architecture content were studied, Seek proper enterprise architecture helps commercial bank to make the right response to internal and external environment’s uncertainty, obtain the long-term competitive advantage eventually.In this paper, the "strategic management theory", "the strategy of BP-ISP matching theory" and "strategic matching strategy alignment model (SAM)" as the theoretical basis of this paper.,to Research in depth from analysis of the essence, content,process of enterprise architecture Theories which developed in west recent years. This paper improved the TOGAF enterprise architecture framework,put forward a new enterprise architecture framework which is mainly meet a kind of enterprises’requirement that have comparative high degree of enterprise informationization, ISP status and strategy matching mature. At the same, taking into account the practicability, accuracy and versatility in the new enterprise architecture framework. Four factors had important influence in the formation of X Commercial Bank’s Internet banking enterprise architecture program:(1)With X Commercial Bank’s Internet banking architecture as the new architecture framework’s application object.(2)Considering factors of China’s modern large-scale commercial banks facing the macro environment, market competition, enterprise ability, technology development. (3)Based on the domestic Internet financial market research, the company’s existing resources analysis and management research. (4)With the similar scientific research project’s experience and research results in the relevant field, practice the the new enterprise architecture framework and method.The following innovations have been produced in the process of the design and construction of the framework. First, the "enterprise architecture" and "strategic matching" to conduct joint research, in order to in-depth analysis of the nature of the TOGAF, strategic matching maturity and strategic matching problem by BP-ISP strategic matching theory’s view point,. Second, based on the strategic alignment model (SAM), and its position in the chain of business activity, proposed SAM-TOGAF enterprise architecture framework and architecture method by TOGAF enterprise architecture framework’s (open group architecture framework, TOGAF) reconstruction, tailoring, supplementary. Third, in the X Commercial Bank Internet banking system group architecture application SAM-TOGAF enterprise architecture framework, through the enterprise architecture application examples, to explore how the domestic commercial banks through the enterprise architecture to obtain strategic capability.