J Bank Credit Risk Evaluation Model Research In Automobile Supply Chain Financing

In recent years, supply chain financing is one of the company’s service products, which is the core enterprise of supply chain management, the information flow, capital flow and logistics, and the risk control in the supply chain enterprise as a whole. Is a commercial bank for the supply chain of all participants provided by the systematic financing arrangements, From the bank level, the supply chain financing business can effectively expand the business scope of commercial banks, improve the quality of commercial banks, commercial banks to bring huge profits, such as: deposit income, commercial loans, supply chain financing services, etc.. Therefore, in order to adapt to the development of the market, for the financial services, the major commercial banks have their own financial services and the operation of the enterprise supply chain, the introduction of a variety of enterprise supply chain financing services. But most of the commercial banks remain in the marketing level, credit risk control theory has not yet formed, leading to the continued growth of the credit business of some commercial banks, so the commercial banks in China need to do a good job in the supply chain financing credit risk prevention measures to explore a healthy development of supply chain financing.Because of the different industry supply chain in the business model, trading methods and risk factors, such as the characteristics of different. This paper is a new profit growth point of commercial banks, which is a lot of commercial banks. J bank for the research and development of several major financing services, combined with J bank financing credit risk in the supply chain financing credit risk evaluation index system, combined with the J bank financing credit risk assessment index system, combined with J, AHP, J, AHP, and the financial risk assessment and effective control of the auto supply chain finance credit risk management:: J bank’s auto supply chain financing business:: J. Bank development and supply chain financing business to provide a certain reference.