Credit Risk Evaluationof Online Supply Chain Finance Based On Multilevel Grey Evaluation

Online supply chain financial services developed rapidly in recent years,but there are still many imperfections,therefore a lot of credit risks existed.Modern coal enterprises in such traditional industries were funded by Internet to keep pace with the times.Online supply chain financial as a new line of funding channel,the credit risk factors of its existence,the size of credit risk,and how to avoid the credit risk study becomes necessary.According characteristics Based on the supply chain financial credit risk,there are several important indicators that impact online supply chain financial credit risk summarized.According to the characteristics of the East coal transaction and the principle of index selection,the index system of credit risk evaluation is selected.The evaluation system includes five sub evaluation index systems,which includes industrial factors,credit enterprise qualification,credit records,online supply chain operation,and core enterprise qualification.Then,the entropy weight is used to calculate the weight of each index from one level to three level.The information of credit risk evaluation index system is difficult to quantify,there are so gray that the multilevel grey evaluation method was chosen in this paper as the evaluation method to quantify the online supply chain finance credit risk evaluation,this model solves the weight distribution index of subjective problems in a certain degree.In the part of empirical research,this paper selects coal production enterprises,trade enterprises and coal enterprises pate on china coal transaction for example proved.Using the existing evaluation index system and multi-level grey evaluation method to calculate this enterprises Value of credit risk assessment,the evaluation value of the results showed five function level from the excellent to bed,quantitative credit risk evaluation of the three coal companies,and find out the index which evaluation value belongs to the general or even worse index of the function.That is to say,to find out the weak links of the enterprise credit risk,and to give some creditrisk control methods according to the weak links.