Research On Financial Risk Control Of Coal Supply Chain

The booming development of coal supply chain finance in China has become a new driving force for the development of China's coal industry,and has broadened the financing channels for small and medium-sized enterprises in the coal industry.With the rapid development of coal supply chain finance,a variety of risks have arisen.In view of the risks arising from coal supply chain finance,how to formulate risk control countermeasures becomes more and more important.Therefore,this paper chooses Y enterprise coal supply chain financial risk control as an example to study the existing problems of financial risk control in coal supply chain,and to promote the research and practice of financial risk control in coal supply chain.Firstly,the types and characteristics of coal,supply chain,coal supply chain and its composition,supply chain finance and its model and product types,the meaning and characteristics of coal supply chain finance,supply chain financial risk management theory,analytic hierarchy process(AHP)are summarized and analyzed.Secondly,collecting financial risk control data of Y enterprise's coal supply chain,combining with the actual business development of coal supply chain finance,this paper analyzed the risk management status of accounts receivable financing,pledge financing,purchase order financing of Y enterprise's coal supply chain financial products.Then,this paper quantitatively calculates the weight of financial risk index of Y enterprise's coal supply chain by analytic method(AHP),and establishes the financial risk evaluation system of Y enterprise's coal supply chain.Thirdly,on the basis of the analysis of the current situation of Y enterprise's coal supply chain finance and its risk management and the establishment of Y enterprise's coal supply chain financial risk identification and evaluation system,the paper puts forward the existing problems of Y enterprise's coal supply chain financial risk control and corresponding risk management countermeasures and suggestions.Specific contents are as follows: I)In view of the problems existing in the financial operation risk of Y enterprise's coal supply chain,such as the non-standard financial operation documents of coal supply chain,the unclear key points of some responsibilities in business operation guidelines,and the non-standard operation of some business personnel,this paper puts forward the classification of non-standard business documents for risk management,standardization of business operation process,improvement of risk early warning mechanism and promotion of business groups.Comprehensive quality of team personnel.II)In view of the problems existing in the operation of Y enterprise's coal supply chain financial supply chain,such as the limited business data retention,the lack of effective information matching system and the low degree of visualization of risk points,this paper proposes to use big data technology to improve customer information,establish effective information matching system,improve the structural design of financial products in coal supply chain,and build the financial ecosystem of coal supply chain.Unification.Finally,in order to ensure the smooth implementation of the countermeasures and suggestions,the corresponding safeguards are put forward.