Bus National Payment Design Based On Mobile Payment Technology

At present,public transport payments in various cities in China are mainly based on the local RF card as a means of payment.The cards can only be used in a specific small area,and also impossible to achieve nationwide interoperability payments.If we use the Internet thinking,use mobile payment to design a national payment system for public transportation,then in full compliance with the current development of China's Internet economy,with high application value.This paper studies a variety of popular mobile phone payment technology programs,including QR code payment,SMS payment,RF-SIM payment and other technologies,and research the main operating mode of mobile payment.After a full comparison,further study of the NFC technology mode of work,security encryption,and binding with the mobile phone a variety of feasibility options.Finally,a kind of public transportation national payment system based on mobile NFC payment technology and 4G LTE data transmission technology is designed.The biggest difference between its design and the previous mobile payment is that it does not need to be bound with a bank card,but directly binding mobile phone number,through the mobile phone account for small deduction,Settlement between public transport company and mobile company.Compared to the Hangzhou bus lines running Alipay QR code bus payment system,it has obvious advantages and convenient.This paper focuses on the design of the hardware part of the bus POS equipment,including NFC reader module and 4G LTE module;and the software part is based on Android smartphone NFC payment app;The new mobile payment system does not require multiple settings in the menu,just put the phone close to the card reader device to complete the payment,and can also be used across the country,both time-saving and convenient.At present the basic functions of the entire system have been achieved,and the future will be further optimized to enhance the entire system,improve system stability.