Research On Problems And Countermeasures In The Implementation Of Large Disease Insurance In Wenzhou

With the comprehensive coverage of the basic medical insurance system in China,the residents have been reimbursed for medical treatment,the problem of medical expenses of patients with serious illness in our country is becoming more and more serious.August 2012,the state six ministries issued on the development of urban and rural residents serious illness insurance work guidance,according to the guidance of the region,in line with the region's serious illness insurance work.In 2015,Wenzhou City,the full implementation of the medical insurance,the basic medical insurance fund balances,for the establishment of a comprehensive coverage of medical insurance for urban workers,urban and rural residents medical insurance compensation insurance system two.The establishment of catastrophe insurance system in Wenzhou City,Wenzhou to reduce illness patients economic burden,avoid poverty caused by illness phenomenon.The subject of this article The topic is "the problems and Countermeasures in the implementation of the serious illness insurance in Wenzhou." the specific contents of the research mainly focuses on the following aspects:Frist,discusses the related concepts and theoretical basis of serious illness insurance;Second,this paper analyzes and compares the domestic serious illness insurance mode and the serious illness insurance policy abroad,and summarizes the experience that can be used for reference;Third,this paper introduces the current situation of the implementation of serious illness insurance in Wenzhou from the aspects of policy content and implementation effect of Wenzhou serious illness insurance;Fourth,this paper puts forward the problems existing in the implementation of serious illness insurance in Wenzhou,and analyzes the reasons.;Finally,the author puts forward his own suggestions to improve the problems of the serious illness insurance in Wenzhou city.