Study On The Alienation Of Rural Financial Policies With Legalization Perspective

Rural financial issues are key issues that holds a pivotal psition in the "Three Rural Issues" during the time of China economic and social transition period in rural China insurmountable economic and social development in transition, Alienation of rural finance policy is a crucial issue of rural finance sub-problems as well as one of the key bottlenecks in the rural financial system reform.Therefor,comply with the theoretical academic research trends of its in-depth study of China's rural financial sector systemic research, will help a lot to solve the problem of rural finance, crack "three rural" issue, promote economic and social integration of urban and rural development.Since 1982, China has promulgated 17 No.1 document" of central government, in which 16 highlighted the critical, importance and urgency of the problems of rural finance. From Depth study of China's rural financial policy system,we can find that in the development of rural finance policy the goal is to service "three rural" and support the agriculture, but sometimes there is a serious deviation from the specific process of implementation of rural financialpolicies and the departure from the policy target.during the processof executing,Rural financial policies,serious problems of alienation show up, the mind of serving "Agriculture" is abandoned "abandoning farming" tendency is quite obvious, and it is gettig worse and worse, which has seriously hampered the healthy development of rural economy and society. As a result, the alienation of rural finance policy issues arose, and has its own unique specific performance. Generate alienation and deterioration of rural financial policy issues, which at the same time also exacerbated the rural financial repression, leading to the mutual restraint, two-way backward state in the process of rural financial development and rural economic development,.Alienation of rural financial policies become more serious, negative impact grows, therefore, we must dig their root causes, and then prescribe the right medicine, to explore a path to solve the problem of alienation of rural finance policy. The root of the alienation of rural finance policy is multifaceted, on one hand, rural financial policy has its own inherent limitations, on the other hand, it includs some external environmental factors.But the essential reason is that failure of principal-agent relation between policy-makers and policy implementers in the process of implementation of rural financial policies.The Limited rational of local government, the interests of the dominant position of economic factors independent human qualities as well as the implementation of policies by financial institutions, making the implementation of policies often based on their own interests to consider the choice of policy alienation behavior, deviation, departing from the preset target of rural finance policy,and fail to fulfillment the obligations to achieve the client's(policy-makers) interest. Agency structure of rural financial policy implementation relied upon on the fact that the relationship between policy-makers and policy implementation is in a failed state, which constitutes the root of the alienation of rural finance policy.To follow the study path of "Problem reveal- explore the root causes- Experiences-Solution of the Road", The solution to completely solve the problem of alienation of rural finance policy is to find a path that can lead to the elimination of rural various reasons for the Alienation of financial policy, this solution should the Legalization of rural finance,rural finance has its own unique advantages, which is able to overcome the various limitations of "policy plus provisions " mode, the most important is the introduction of a new mode of operation, namely rights(the mandate)- obligations(duties) structure, with sufficient the necessity and feasibility of reality, which is definately necessary to solve the problem of alienation of rural finance policy. Thus, the use of the rule of Legalization of thinking, the use of the way of legal system, rural financial policies to solve the problem of alienation settled on top of the legal system of rural finance,to construct the scientific and effective, better rural financial legal system, it is a wise selection.to solve the problem fo China's rural financial policies Alienation.