A Study Of Legal Issues Of Financial Consumer Privacy Protection

With the development of information industry,the role of network in people's production and life is more important.As the network information technology combined with modern financial network,financial,products are at a furious pace have a profound effect on our social life.With the daily consumption behavior of the consumers is more and more dependent on financial trading platform,finance is the core of modern economy.As the financial consumers in the market transaction in a vulnerable position,its rights and interests of financial consumers often have been harmed,especially privacy.Financial consumer privacy is evolved from traditional right of privacy in the financial field,which is one of the important financial consumer rights.Financial consumer privacy not only belongs to a kind of independent personality right,and this independent personality right need to be protect,but it is also a kind of property right attribute is more and more obvious positive personality right.The first part: introduced the background of selected topic and research significance,on the basis of the analysis of abroad research in this paper.The second part: According to the analysis,we have defined the concept of financial consumer privacy.Illustrated the content of financial consumer privacy and right and compared the difference between the financial privacy and other privacy.The third part: according to research the basic theory of financial consumer privacy,we concluded human dignity is the logical starting point of financial consumer privacy protection and value orientation,and property right is the core in financial consumer privacy protection.The fourth part: analysize of the financial consumer privacy has been damaged,and summarizes which its forms.The fifth part: organized the legal protection present situation of financial consumer privacy in our country,and points out its existing problems.The sixth part: Take the British,American and Japan for instance,introduces their country's legislation mode,legislation system.Learn and adopt the experience of foreign legislative and beneficial protection mode.The seventh part: Put forward from the aspects of legislation is suitable for the situation of our country's financial consumer privacy protection mechanism of relevant ideas and legislative proposals.