Research On Legislation Of Environmental Pollution Liability Insurance In China

The environmental pollution liability insurance refers to the insurance subject to the civil liability of the insured in accordance with the law after the occurrence of an environmental pollution accident in accordance with the law.Its characteristics are:the specific nature of the insurance contract,the limited scope of the insurance and public welfare and policy dependence.Environmental pollution accident compensation for the sewage and environmental remediation costs faced by enterprises large amounts,businesses can not afford even cause the bankruptcy of the enterprise,the establishment and perfection of the environmental pollution liability insurance legislation is of great significance.Environmental pollution liability insurance is one of the effective ways to solve the social problems through social responsibility risk way,it not only makes the victims can get subsidies and compensation,but also makes the infringement of the enterprises can bear the responsibility of the enterprise's own reasonable,also accord with the requirement of environmental justice.At this stage,to explore the environmental pollution liability insurance system of our country is at the starting stage,the environmental pollution liability insurance system has many deficiencies,the principle of the Legal Provisions Legislation only "environmental protection law",the administrative regulations of the legislative level is only 5,local regulations are also encouraging and narrowly covered,the relevant supporting measures are not sound.In recent years,there has been a major environmental pollution accident in China.Based on this situation,it is urgent to further improve China's environmental pollution liability insurance legislation.Developed countries such as the United States,Germany and Finland,the legal system of environmental pollution liability insurance are very perfect,each has a unique environmental pollution liability insurance legislation and supporting measures,China can learn from the successful experience of foreign environmental pollution liability insurance legal system,combined with China's environmental pollution liability insurance pilot work experience,a legislation to adjust the liability insurance for environmental pollution should be issued as soon as possible----the regulations on environmental pollution liability insurance,at the same time,increase the content of liability insurance for environmental pollution in the insurance law,combined with the specific measures,improve the construction of China's legal system of environmental pollution liability insurance.