A Study On The Legal System Of Commercial Insurance Supervision In China

Commercial insurance is the most important institutional investor in the social stabilizer,the "economic booster" and the capital market for maintaining social stability,financing the demand for funds and promoting economic development with unparalleled role in other industries.Commercial insurance supervision is an important part of financial supervision,and banking supervision,securities supervision and regulation as the three pillars of financial supervision,together constitute China's financial industry sub-industry supervision system.In essence,the market economy belongs to the rule of law economy,effective insurance regulation should be based on a complete and feasible regulatory mechanism,regulatory law.Since the beginning of the new century,China's insurance industry in the national economy contrarian growth,premium scale ranks first in the world,insurance capital to become the capital market,the most important institutional investors.Insurance market in the financial industry in the opening up the earliest,the highest degree of opening up,the market size has been expanding,the main market continues to increase,to establish a sound system,sophisticated system,effective insurance regulatory legal system put forward higher requirements.For a long time,China's banking and securities regulation of the legal system more research system is also more perfect,but the insurance regulatory system related issues less research,which insurance institutions in the financial system to bear the system importance risk does not match,And the insurance industry in the national economy is increasingly important economic status does not match.Based on the actual experience of domestic insurance supervision,this paper will focus on the basic concept and necessity of commercial insurance supervision,the basis and significance of insurance supervision system,the experience of developed countries' insurance supervision system,and perfect the system of supervision and management of commercial insurance in China Path analysis and other content to start research.