The Function Of Local Government In The Financing Of Micro And Small Enterprises

The Micro and Small Enterprises in China is more than 90% of the total of all enterprises,in expanding employment,increasing income and tax,improving people's livelihood,promoting the stable society,the market economy has an irreplaceable role,is an important foundation for economic and social development of China,that is one of the important channels for starting business and enriching,which is taken in promoting the economic development of increasingly highlighted in recent years.According to statistics,the Micro and Small Enterprises grosses industrial output value,sales income,taxes and about China's economy accounted for 60%,57% and 40% of the total,provides 75% of the town employment opportunity.The Micro and Small Enterprises is widely distributed in urban villages,basic covers all sectors of the national economy,has become the main driving force of the development of the real economy of our country.At the same time,the Micro and Small Enterprises' financing difficulty has been more prominent,and has already become the bottleneck of restricting its development factors.The cause of the Micro and Small Enterprises' financing present situation,in addition to its own reason,macro policy system problems,bank issues,the imperfect of social financial service system,is also important reason on the other hand,the local government has the responsibility to through the use of its functions to solve this problem.Through the investigation and Analysis on the financing current situation of the Micro and Small Enterprises in Tianjin Binhai New Area,this article teases out common causes of the Micro and Small Enterprises' financing difficulty,combining with the government of Tianjin Binhai New Area was to solve the problem of the Micro and Small Enterprises' financing have carried out the specific work.After their efforts,the problem has been effectively improved the Micro and Small Enterprises' financing conditions in the local.Analyzing the Micro and Small Enterprises' financing problems of Binhai New Area,problems still exist.Start off playing and improving the functions of the government,on basis of reference on this issue at home and abroad advanced experience and typical practices,then finally give some suggestions full play to solve the Micro and Small Enterprises' financing difficulty,which will help the government to know how to do.