Study On The Supervision System Of Endowment Insurance Fund Investment In China

With China's entry into an aging society,the pension problem which is caused by a large population base and the remaining problems caused by family planning has become a prominent problem in China's reality,cannot be solved in a short period of time.To solve the pension problem,the most important thing is to solve the problem of the stable payment of endowment insurance fund in the future.The endowment insurance fund is the material guarantee of the old-age insurance system and the economic source of old-age insurance continuously stable development and operation.With the fund payment pressure caused by the aging,we must perfect the investment policy of endowment insurance fund,and promote the value increment of the fund.This will not only help solve the future pension problems,but also promote the reform and continuous development of the old-age insurance system,and realize the long-term stability of our society.In order to achieve the goal of increasing the value of pension funds,we must improve the endowment insurance system,reform the defect of the existing system,improve the existing legal norms,perfect the pension insurance fund investment policy,improve the supervision level of investment fund.The measures for the administration of investment in basic endowment insurance funds(hereinafter referred to as the administration measures)was promulgated and implemented in August 23,2015.This paper is based on the regulations of investment fund management in "management measures",mainly through the study of the basic endowment insurance fund supervision,construction of pension fund investment supervision system and improve the exploration,in order to achieve the purpose of the study.This paper focuses on the study on fund investment supervision system.The paper is divided into five parts:The first part is introduction.To elaborate From the pension insurance investment supervision system research background,research significance,research status.The second part is an overview of endowment insurance fund investment regulation.It mainly introduces the basic concepts of pension fund investment supervision,the necessity of fund investment supervision,the objective and principle of investment supervision and the current situation of China's endowment insurance fund investment supervision.This section focuses on the relevant concepts of pension fund investment regulation,laying the foundationfor the following study.The third part is about the existing problems of China's endowment insurance fund investment supervision.This paper introduces the legislation problem of fund investment supervision,the unreasonable allocation of supervision power and responsibility,and the imperfect supervision mechanism of endowment insurance fund investment.Through the discovery of problems,points out the value of this research.The fourth part is the comparative analysis of foreign pension fund investment supervision system.This section mainly introduces the pension fund investment supervision system in typical countries,the development trend of foreign pension fund investment supervision,and the risks we should avoid and the contents to be referred to in our country's system development.The fifth part is the basic conception of perfecting the supervision system of endowment insurance fund investment in china.This paper summarizes the development features of foreign related systems,and considers the situation of our country to perfect the basic conception of the supervision of endowment insurance fund investment in china.First of all,to improve the legal system for the supervision of pension fund investment,and then to optimize the allocation of power and responsibility for fund investment supervision,and finally to establish and improve the operation mechanism of the fund investment supervision.The effective supervision of the investment and operation of China's endowment insurance fund can achieve the goal of maintaining and increasing the value of the fund and consolidate the achievement of the reform of the pension system.