To Research On The Regulation Of Internet Financing

As a commercial activity,Internet platform financing now has considerable size in recent years after the development,specific forms of P2 P and public financing for the typical.The platform financing to flourish at the same time related issues are gradually exposed.Legal regulation of the financing body and the financing behavior are in need.The first part of the article will base on the research question,and analyze the real problem of the Internet platform financing,such as the investor subject without the threshold limit,the financing platform without clear boundary,etc.It proposed based on discussion from the theoretical and practical aspects of the need for regulation of the Internet platform financing.The second part of the article from the Internet platform financing body which is important-financing platform.First of all,positioning the financing platform,discussing the establishment of selective guarantee of the Internet financing platform.In the accurate positioning of the analysis,the establishment of the financing platform for access to the system,from the source of the financing platform for regulatory checks.And finally to improve the asset custody system and the corresponding exit system as a supplement.The third part of the article will be followed by the above,from the Internet platform for financing participants-investors and financiers to analyze and demonstrate,advocated the establishment of qualified investors and qualified financier system.The investor and financier qualification should be clearly classified,financiers should be supplementedwith the necessary "blacklist",so as to establish a qualified participant in the financing of the Internet platform matching the risk.The fourth part of the article on the basis of a clear positioning of the main body of the previous,and then focus on the key aspects of the Internet platform financing behavior.It is suggested that a clear and detailed information disclosure system should be established to clarify the obligor and supervision mechanism of information disclosure,to establish a review system for the terms of the financing agreement,and to clarify the clauses which is forbidden and the prior review system.Finally,through the implementation of the parties to the regulation of behavior,provide guidance for participants in Internet platform financing to achieve the legal platform for the financing of the Internet platform.