Research On The Legal System Of Consumer Trust In China

With the transformation of the trust company needs,the use of Internet technology,consumer diversification and individualization,consumer trust system came into being.China's consumer trust system is based on the development of Taiwan's pre-paid trust on the basis of the development of the trust system with the superiority and consumption of universal,with broad prospects for development and a wide range of positive significance.However,there are few studies on the consumer trust system in the country,the public's lack of understanding of the consumer trust,the lack of laws and regulations on consumer trusts,the practice of consumer trusts has just started,so the development of consumer trust is full of hope and there are difficulties.Based on the above questions,the author wrote this article.In this paper,the author based on the letter law,reference to the practical experience of Taiwan's advance collection trust and the relevant legal provisions,the current domestic consumer trust research,the use of case studies,analogical reasoning,comparative analysis and other methods,the consumer trust This paper introduces the theoretical connotation and the legal relationship of the consumer trust from the theoretical and practical aspects,and puts forward some practical difficulties and problems,and puts forward the relevant suggestions.This paper is divided into three parts,the main contents are as follows:The first part: the theoretical basis and institutional support of consumer trustThis paper expounds the basic meaning,characteristics and system value of consumer trust,and further analyzes the pillar of the successful development of consumer trust-the uniqueness of the trust system to support the consumer trust system,the vigorous development of Internet finance to provide advanced technology for consumer trust,The concept of information and customer base support,Taiwan's advance collection trust on the development of China's consumer trust and continuous improvement of the reference.The second part: the trading model and legal analysis of consumer trustFirstly,it introduces the basic transaction mode of consumer trust and the multi-layer nested transaction model developed on the basis of the basic transaction model.Secondly,the consumer trust project cooperated with CITIC Trust and Ctrip has been cut to show the consumer trust Finally,on the basis of preliminary understanding of consumer trust,this paper analyzes the legal subject of consumer trust in product design,product establishment and trust termination,and then analyzes the relationship between consumer trust and product management.The rights and obligations of the parties.The third part: the legal problems faced by consumer trust and solve the proposalIn the first half,based on the financial attributes and consumption attributes of consumer trusts,this paper analyzes the problems of the threshold of qualified investors faced by consumer trusts,the disputes and limits of collective fund trust schemes,and the boundaries of illegal fund raising.Representatives of financial innovation,although with good prospects for development and strong development foundation,but as a new financial work of its laws,regulatory work to be improved and strengthened.The latter part of the problem for the aforementioned,through the realization of consumer trust "platform",consumption,financial Pratt & Whitney,trust to solve the above problems,the solution is not a long way,need to improve the laws and regulations,regulatory system Sound,relevant experience.