Study On Insurance Liability Of Traffic Accident In Network

Net about car as Shared economic concept in the development of a new thing,it broke the traditional operating mode of the taxi,also broke the traditional taxi regulation legal system.In July 2016,the ministry of transport in our country,the ministry of public security,and other seven ministries in the form of decree issued "interim measures for online booking out of the car business service management".The day-to-day running of the ways of network about car have played a role in specification,as well as the network about the damage to the car accidents passengers provides effective basis for the protection of the rights and interests,and relief.However,the operation mode of the China's online booking car is diversiform,running mechanism and more scattered.Lead to the risk is different also,in daily life,also does not have the relevant insurance provisions for the protection of the rights of network about car drivers and passengers,when traffic accident happens,make recourse for damage to people.Net about car insurance difficulties to be solved.This paper uses comparative analysis,empirical research method,literature research and so on,in order to "Shanghai the first involved network about car insurance claims case" raises the topic of this article,the analysis about car insurance liability of the general network problems,and combined with the United States and Britain on the net about car insurance liability legislation,analyzes the network about vehicle traffic accident insurance liability system,and points out that the problem of the system in our country and put forward related Suggestions.This article is divided into four parts,to discuss our country network about car traffic accident insurance liability problems.The first part is introduction.This part focuses on selected topic origin and the research significance,research status at home and abroad and the main research methods and innovations.Topic source is mainly based on the "Shanghai the first involved network about car insurance claims case" thinking,the paper discusses the practical and theoretical research significance to summarize,the research status at home and abroad mainly discusses the legislative status quo of the United States and Britain and domestic research status of a network about car insurance in our country,this paper mainly use the research method is comparative analysis,empirical research method and literature research,this article'sinnovation point mainly have two: one is the starting point of innovation,the second is the innovative point.The second part is the network about car traffic accident insurance liability of the general issues.This section contains two main parts,the first part introduces the concept of network about car,classification and properties;The second part and the network about the concept and characteristics of vehicle traffic accident insurance liability and legal relationship.About car includes broad sense and narrow sense,it includes four types: network about the taxi,train,car,and lift,at the same time also clearly define the net about car belongs to the operation of the nature of the vehicle.The second part is mainly analysis from the aspects of insurance network about car operating under various patterns of legal relationship.The third part is the network about vehicle traffic accident insurance liability system of the problem.Problem of network about car insurance system in our country mainly include:network about the car accident is not clear the main responsibility of the insurance liability;About car traffic accident insurance liability of the coverage is not clear;Net about car traffic accident insurance liability rate of standard is not clear;Net car about the limit of liability in traffic accident insurance liability is not clear..The fourth part is the network about the improvement of the vehicle traffic accident insurance liability system.This section contains two small part,a small part of the first to introduce foreign web about insurance liability,especially the United States,as is known to all,is the first to appear network about the United States,it is also the first country regulation about car insurance network,therefore,the network of our country about car insurance liability regulation has very important reference significance to our country.The second part is aimed at the problems existing in the network about car insurance in our country,put forward concrete Suggestions on three perfect: clearly define the responsibility of network about vehicle traffic accident insurance liability subject;Clear net about car in the traffic accident insurance liability insurance coverage;Clearly define the rate of net about car traffic accident insurance liability standards;Clear about car traffic accident insurance liability of the limitation of liability.