Study On The Protection Of Cardholders Rights And Interests Of Single-purpose Prepaid Cards

At present,prepaid consumption is flourishing in China’s market economy.But the prepaid consumption in China is still in the initial stage of development,this consumption model has also brought many problems,violations of consumer rights and interests of the phenomenon occurred.At present,the hot issue of prepaid consumption is paid as the object of study,taking the case of judicial jurisprudence in litigation dispute,and the typical case is used as an entry point to explain the problems of prepaid consumption and analyze the reason.Taiwan,the prepaid consumer legal issues in order to explore the protection of consumer rights in China’s reference.Finally put forward the system to build,regulate the behavior of operators and other recommendations.This article follows this vein,intended to through theoretical research,improve the practice of consumer rights protection work theory support.So that the development of prepaid consumer market and consumer protection work in parallel.The first part of the article is an overview of the prepaid consumption problem,which first defines the connotation of this problem,and paves the way for the problem of prepaid consumption.And then lists the typical judicial precedent on the referee document network,as a full text of the research perspective,and later to provide material support.other aspects of the analysis and then summed up the reasons for the infringement of consumer rights.The third part,through the comparative study of Japan and China Taiwan region on the prepaid consumer law regulation,analysis of its experience.The fourth part of the article as the focus of this article,from a number of angles proposed for prepaid consumer protection of the legitimate rights and interests of consumers a number of recommendations.so improve the prepaid consumption of legislation is the key.Second,in the improvement of legislation on the basis of the need to strengthen market supervision,change the regulatory approach to promote effective supervision.Thirdly,it is necessary to strictly regulate the operating behavior of the operators in the prepaid consumer market,thus purifying the prepaid consumer market environment from the source.Finally,strengthen the construction of social prevention system,play the industry organizations,consumer associations in the protection of the legitimate rights and interests of consumers in the positive role,and the use of publicity typical judicial jurisprudence warning role.