Investigation And Research On The Operating Situation Of The Industrial Injury Insurance In L

Industrial injury insurance refers to the government regulatory agencies through legal requirements,Provide medical assistance to employees who are injured on the way to and from work,and through a certain means of compensation to reduce the pressure on the lives of workers of a mandatory social insurance.Industrial injury insurance plays an important role in improving the social security system of our country,it has the advantages of greatly reducing the loss and the risk of the employer and the employee after the accidental injury occurs in the work.The emergence and development of industrial injury insurance is also an important symbol and embodiment of the progress of social civilization and the further development of the concept of fairness and justice.The industrial injury insurance initially appeared in the form of employer's liability insurance,after years of development and improvement,it becomes a social compulsory insurance,So that the majority of employers and employees benefit from it.Since January 1,2004,China has formally implemented the regulations on industrial injury insurance,which provides a legal basis and framework for the development of industrial injury insurance system;it is an important milestone in the development of industrial injury insurance.After more than ten years of practice,the industrial injury insurance system has been set up.This paper is based on the practice of industrial injury insurance in L,based on Maslow's hierarchy of needs theory,adverse selection theory and resource allocation theory,Comprehensive use of literature analysis,questionnaire survey,field visits and other research methods,it makes a comprehensive Combing and summarizing of the current situation of the industrial injury insurance system in L city,analyzes the outstanding problems in current situation,Furthermore,the paper puts forward some countermeasures and suggestions from three aspects: the administrative department,the employer and the staff,hope to provide practical value for the further healthy and orderly development of the industrial injury insurance in L city,provides some ideas and suggestions on the reasonable operation of the industrial injury insurance system in China.